TIP FOR FINDING FOOD BARGAINS THROUGHOUT THE YEAR
Many foods go on sale at regular times during the year. For example, to celebrate National Frozen Food Month many grocery stores offer deep discounts on frozen foods throughout the month of March. According to SoundMoneyTips.com, here is a list of foods and the months of the year they are the cheapest:

January: Turkey, apples, grapefruit, oranges, pears.
February: Chocolate, candy.
March: Frozen vegetables (National Frozen Food Month), meats, breakfast items.
April: Eggs, broccoli, cauliflower.
May: Soda, hot dogs, hamburgers, buns, asparagus, pineapple.
June: Dairy products (National Dairy Month), tomatoes.
July: Strawberries, corn, berries, cherries, peaches, nectarines, squash, watermelon, cantaloupe,           tomatoes, plums.
August: Squash, green peppers, salad fixings, berries, apples, melon, peaches, apricots,
           fresh fish.
September: Apples, broccoli, cauliflower, canned goods.
October: Pumpkins, cranberries, grapes, oranges, sweet potatoes, yams.
November: Turkey, sweet potatoes, yams, candy.
December: Oranges, apples, grapefruit.

   
 
 
   
  PERSONALITY TEST
   
  Find out more about yourself and how to improve at 'Personality Test'. This site lets you answer questions and gives you a personality evaluation online.
   
 
 
   
  WHY IT'S GREAT TO BE FEMALE
   
 
  • Free drinks. Free dinners. Free movies. (you get the point)
  • You can hug your friend without wondering if she thinks you're gay. You can hug your friend without wondering if you're gay.
  • Speeding ticket? What's that?
  • You can talk to people of the opposite sex without having to picture them naked.
  • If you're not making enough money you can blame the glass ceiling.
  • Nothing crucial can be cut off with one clean sweep.
  • Women never get anything caught in their zippers.
  • No fashion faux pas you make could rival the Speedo.
  • If you cheat on your spouse, people assume it's because you're being emotionally neglected.
  • You'll never have to decide where to hide your nose-hair clipper.
  • No one passes out when you take off your shoes.
  • You don't have hair on your back.
  • If you forget to shave, no one has to know.
  • You can congratulate your teammate without ever touching her rear end.
  • Makeup covers zits.
  • You don't have to memorize "Cadyshack" or "Star Wars" to fit in.
  • You have the ability to dress yourself.
  • You have an excuse to be a total jerk at least once a month.
  • If you have to be home in time for reruns of "Ally McBeal," you can say so out loud.
  • You always have food in the fridge.
  • There are times when chocolate really can solve all your problems.
  • Gay waiters don't make you uncomfortable.
  • You'll never regret piercing your ears.
  • You can fully assess a person just by looking at their shoes.
  • You'll never discover you've been duped by a Wonderbra.
  • When women are short, they're petite; when men are short, they're just short.
  • You know which glass was yours by the lipstick mark.
  • If you think the person you're dating really likes you, you don't have to break up with them.
  • PMS is a legal defense for murder.
  • Women can throw a punch at a man and not get hit in return.
  • It's okay to cry.
  • You'll never have to punch a hole through anything with your fist.
  • Women do less time for violent crimes.
  • Women can be groupies -- male groupies are called "stalkers."
  • Women got off the Titanic first.
  • You can scare your male bosses with mysterious excuses about gynecological disorders.
   
 
 
   
  WHY IT'S GREAT TO BE MALE
   
 
  • Your rear end is never a factor in a job interview.
  • Your last name stays put.
  • The garage is all yours.
  • Wedding plans take care of themselves.
  • Car mechanics tell you the truth.
  • You couldn't care less if someone notices your new haircut.
  • Wrinkles add character.
  • Wedding dress = $2,000; tux rental = $100.
  • If you retain water, it's in a canteen.
  • People never glance at your chest when you're talking to them.
  • New shoes don't cut, blister or mangle your feet.
  • One mood, all the time.
  • Phone conversations are over in 30 seconds.
  • A 5-day vacation requires only one suitcase.
  • You can open all your own jars.
  • You get extra credit for the slightest act of thoughtfulness.
  • "Baywatch"
  • You can quietly enjoy a car ride from the passenger's seat.
  • Two pairs of shoes are more than enough.
  • You can quietly watch a game with your buddy for hours without ever thinking, "He must be mad at me."
  • If another guy shows up at the party in the same outfit, you can just might become lifelong friends.
  • You can not expected to know the names of more than five colors.
  • You don't have to stop and think of which way to turn a nut or bolt.
  • Flowers fix everything.
  • One wallet and one pair of shoes, one color, all seasons.
  • You can "do" your nails with a pocketknife.
  • Christmas shopping can be accomplished for 25 relatives, on December 24, in minutes.
  • Movie nudity is virtually always female.
  • You don't have to monitor your friends' sex lives.
  • Your bathroom lines are 80 percent shorter.
  • A beer gut doesn't make you invisible to the opposite sex.
  • You can wear a white shirt to a water park.
  • You can go to the bathroom without a support group.
  • You never have to drive on to another gas station because this one just too "skeevy."
  • None of your co-workers has the power to make you cry.
  • The same hairstyle lasts for years, maybe decades.
  • Guys in hockey masks don't attack you. (Unless you smash them into the boards)
  • Nobody stops telling a good dirty joke when you walk in the room.
  • You can whip your shirt off on a hot day.
  • You never have to clean a toilet.
  • You can sit with your knees apart no matter what you're wearing.
  • You have a normal and healthy relationship with your mother.
  • You needn't pretend you're "freshening up" to go to the bathroom.
  • If you are 36 and single, nobody notices.
  • There's always a game on somewhere.
   
 
 
   
  10 TOOLS EVERY WOMAN SHOULD HAVE
   
  Just how many tools does it take to keep the roof over your head from crumbling around you? Not as many as you might think. Equipping the workshop can be compared with equipping the kitchen. Every good cook knows that even with all the electric conveniences, basic kitchen hand-tools remain indispensable. The same is true for the workshop -- with this "barebones" list of basic hand tools, you'll be able to accomplish many projects:

Screwdrivers (6 total): 3 sizes of slotted (standard) and 3 sizes of Phillips head screwdrivers.
Awl
Claw Hammer: 16 oz. would be sufficient weight for most jobs
Adjustable wrenches (2): small and medium
Pliers (3): slip joint, tongue and groove long handled pliers, needle nose pliers
Level
Utility knife
Retractable, metal tape measure
Small all-purpose saw
Safety goggles
... Plus, it's good to have the following equipment on hand: an assortment of nails, screws, tape (electrical, masking and duct), sandpaper, a brush-on super glue, and a cordless drill.
 
   
 
 
   
  CALCULATE YOUR LIFE EXPECTANCY
   
 

While there is no sure way to calculate your life expectancy, there are certain guidelines that can give you rough estimates. If you are between 25 and 65 years of age and reasonably healthy, this test provides a statistical view of your life expectancy.

Start with the number 72

  • If you are male, subtract 3.
  • If you are female, add 4.
  • If you live in an urban area with the population over 2 million, subtract 2.
  • If a grandparent lived to age 85 or over, add 6.
  • If all four grandparents lived to age 80 or over, add 6.
  • If either parent died of a stroke or heart attack before 50, subtract 4.
  • If a family member under 50 has (or had) cancer, a heart condition, or diabetes, subtract 2.
  • As an individual, do you earn over $60,000 a year? subtract 2.
  • If you finished college, add 1.
  • If you have a graduate or professional degree, add 2 more.
  • If you are 65 or over and still working, add 3.
  • If you live with a spouse or friend, add 5.
  • If you live alone, subtract 1 for every 10 years alone since age 25.
  • If you work behind a desk, subtract 3.
  • If your work requires heavy physical labor, add 3.
  • If you exercise strenuously three to five times a week, add 3.
  • Do you sleep more than 10 hours each night? Subtract 4.
  • Are you intense? Aggressive? Easily angered? Subtract 3.
  • Are you easy-going and relaxed? Add 3.
  • Are you happy? Add 1. Unhappy? Subtract 2.
  • Have you had a speeding ticket in the last year? Subtract 1.
  • Do you smoke more than two packs a day? Subtract 8. One or two packs? Subtract 6. One - half to one pack? Subtract 3.
  • Do you drink the equivalent of two drinks of hard liquor a day? Subtract 1.
  • Are you overweight? By 50 lbs., Subtract 8. By 30-50 lbs, Subtract 4. By 10-30 lbs.,
    Subtract 2.
  • Are you a man over 40 and have annual checkups? Add 2.
  • If you are a woman and see a gynecologist once a year, add 2.
  • If you are between 30 and 40, add 2.
  • If you are between 40 and 50, add 3.If you are between 50 and 70, add 4.
  • If you are over 70, add 5.

Now total it all up and you'll have a rough estimate of how long you can expect to live.

   
 
 
   
  VARIOUS
   
  ALONG THE WAY
 
Hawaii, and Maui especially, was great. We hated Waikiki (too commercial), but fell in love with parts of Maui, like the city of Paia. (It's like "The Hill" in Boulder circa 1970.) It was fascinating to find out the stories behind the people who have obviously made the decision to make Hawaii and Maui home...
(Come on...you've dreamed of chuckin' it all and seeking a simpler more peaceful existence!!!) Anyway...

One morning at 2:30am, a shuttle van picked Susan and I up for an excursion to the Haleakala (Holly-Auck-ah-la) Volcano. The concept of this tour is to get you to the top (about 10,000 feet) of the mountain before the sun rises...then, even though you are in Hawaii and totally unprepared for extreme cold, to put you in 25 degree wind chill temperatures, so you can watch the sun rise over the crater of this dormant volcano. BEAUTIFUL!!! Friggin' COLD...but beautiful !!! But that's not all... then they put you on bicycles, and you ride 38 miles downhill to the ocean below. When it's all said and done, it might very well be the highlight of your trip...if you get Jimbo...it most certainly will...

Jimbo?
(photo credit: Susan Hancock)
   
 

So back to 2:30 am in the morning. This shuttle van arrives, and out pops the guy pictured above: JIMBO. The guy has a history written all over his face. (He thought the same about me...we were both right) He also has an energy, and seemingly, an exuberance for life that most of us would envy. 

Jimbo is with Mountain Riders Bike Tours (www.mountainriders.com) , has been for about sixteen years (I think he said), and says he chucked the corporate life for a piece (peace) of paradise. He said it's popular these days for people to either move to Hawaii or dream of it, but that very few actually have the guts to make it work. He has...it seems, but then again...

Jimbo was a fascinating guy. I liked him immediately, and was sorry to say goodbye to him after about 11 hours. I told him my stories of the Concert for Bangladesh and Beatles and my previous rock life, and my current radio life, and he told me some of his. I'm not sure he completely believed mine, and I'm not sure I completely believed his, but if you are ever on

Maui, call Mountain Riders, book the 'Bike Down a Volcano' tour, and ask for Jimbo...It will be a great day and a long term memory of your vacation.

Jimbo seems to have found a contentment and a peace in his life. Whether he has actually found what he was looking for, ultimately, I don't know. I hope he has. I would like that for him. I hope that's possible. Nevertheless...I'm glad I had a chance to meet Jimbo...

Oh, and JIMBO... Thank you!

You were the highlight of our time on Maui. I wish you only the best!  Thanks for doing your job so well, but thanks also for being one of the memorable characters I've met in my life. That's what it is ALL about man !!! See you again .. if I ever get the guts...

   
 
   
 
   
  THE BEST TIME TO BUY EVERYTHING 2007
   
  Here's a fresh update of a list that gets coverage every few months on TV magazines, blogs, etc.

Airplane Tickets
When to buy: On a Wednesday, 21 days (or a couple of days earlier) before your flight.
Why: Airlines make major pricing changes (and run fare sales) every week, typically on Tuesday evenings and Wednesday mornings. About 21 days out from your flight, you'll see plenty of deals out there as airlines scramble to fill seats, says Anne Banas, executive editor of SmarterTravel.com, a consumer travel advice Web site. Don't wait much longer, she cautions; prices jump significantly from 14 to seven days ahead of departure.

Appliances
When to buy: During a holiday weekend.
Why: You'll find sales on select models all year long, but retailers bring out the big guns for holiday weekends, says Carolyn Forte, homecare director for the Good Housekeeping Institute. But don't worry about spending your Fourth of July and Labor Day weekends shopping for a new fridge — smaller holidays like Columbus Day and President's Day have their share of sales, too.

Baby Clothes
When to buy: During your pregnancy.
Why: Once you know your due date, keep an eye out for end-of-season clearances, recommends Alan Fields, co-author of "Baby Bargains." "If you're [newly] pregnant now, you know you'll be having a baby next summer," he says. "Well, right now, stores are closing out all the summer clothes." You can pick up newborn essentials like onesies for less than half price. (For more ways to save, see our column Oh Baby!)

Cars
When to buy: Weekday mornings in September.
Why: By September, all the next year's models have arrived at the lot, and dealers are desperate to get rid of the current year's leftovers, says Phil Reed, consumer advice editor for Edmunds.com. It's the prime time of year for incentives and sales, not to mention bargaining. "Any car that's been on the lot for a long time loses its value in the eyes of the car salesman," he says.

Computers and electronics
When to buy: Just after a new model is launched.
Why: When the latest and greatest of a product is released, you'll often see prices drop on what had previously been the best thing out there, says Tom Merritt, executive editor for CNET, an electronics review web site. Case in point: When Apple released the Nano last September, prices for the now-discontinued Mini dropped 12%, from $199 for a 4GB to about $175. So keep your eyes open for announcements from major manufacturers.

Groceries
When to buy: Sunday evenings.
Why: Store sales tend to run Wednesday through Tuesday, says Teri Gault, founder of The Grocery Game, a consumer savings program. On Sunday, you'll also have the latest round of manufacturer's coupons from your morning paper. "You can maximize your coupons available for that shopping week," she says. Heading to the store close to closing time means you'll have access to sales on fresh items that must be sold by the end of the day, such as meats and baked goods.

Shrubs, Trees and Other Plants
When to buy: Fall
Why: Take a break from raking up leaves to purchase trees, shrubs and other perennials for your yard. Prices nosedive after midsummer, as garden supply stores and nurseries try to clear out their stock. You can also get great deals on bulbs during the fall. Just store them according to the package instructions for best planting results next spring. For more, see our column Cheap Landscaping Tricks.)

Televisions
When to buy: Six to 12 months after a particular model is launched.
Why: A new TV drops in price after a few months on the market, says CNET's Merritt. Although there will be newer models out there, it's unlikely they'll offer any significant improvements to justify that brand new price. "The technology is proceeding at such a pace that the models out there are not going to be obsolete anytime soon," he says.

Wedding Dresses
When to buy: Between Thanksgiving and Christmas.
Why: Boutiques are stocked up on dresses for the post-Christmas rush (many people get engaged over the holidays), yet traffic is low, says Fields, who also co-authored "Bridal Bargains." "It's not a busy time to buy a wedding dress because people are thinking about the holidays," he says. You'll also have room to bargain.

Wine
When to buy: Early fall.
Why: For best selection, you can't beat the fall harvest season. That's when most vineyards release their latest vintages. Buying in August and September is also your best shot at snagging so-called "cult wines" — those with limited production and high demand, says Kathleen Schumacher-Hoertkorn, CEO of New Vine Logistics, an online interstate wine retailer.

   
 
   
 
   
  FOURTEEN NUMBERS YOU SHOULD HAVE IN YOUR CELL PHONE
   
  Over on the CrankingWidgets blog, they came up with a good list of phone numbers you should have in your cell phone:

Local Fire Department
Because you may need them and it may not be enough of an emergency to call 911. Very good for those pesky cat-stuck-in-tree situations

Local Police Department or Law Enforcement
Same reason as above.

Nearby Hospital(s)
These are great when a loved one isn’t home hours after they said they’d be. A lot easier to have them preloaded into your phone instead of sifting frantically through the yellow pages.

ICE (In Case of Emergency)
If you’re ever in an accident and are incapacitated or killed, the authorities who find you will likely look for this entry in your cell phone numbers (and call it). A spouse or relative capable of making decisions on your behalf would be best here.

Taxi Company Dispatch
Just in case you find yourself stuck on the side of the road (or maybe you’ve had a few drinks). This is especially helpful in the latter situation since you won’t have to sheepishly ask the bartender to call you a cab.

Water and Power Department
In case your water or power ever get shut off and you’d like to know why (especially if it’s the power and your regular phones don’t work).

Doctor and/or Pediatrician
Another one for you parents. When little Junior suddenly breaks out in hives and you’d like to speak to somebody (but don’t want to spend the cheddar on the emergency room just yet), this is another one that’s good to have. Also, these can be very difficult to locate in a time of stress, so record it next time you have the chance.

Poison Control
So, you think you little Timmy might’ve just ingested two big mouthfuls of Pine-Sol? Not sure if you should take him to the hospital or use his sweat to clean the floor? These people generally answer very quickly and are very helpful - a must for the parents.

Animal Control
This isn’t just for mountain lions and wild bore who show up on your back stoop. Maybe your neighbor’s dog’s brain made a wrong turn at Albuquerque and now he thinks little Maddy is a kabob of some sort. You’ll obviously want the tranquilizer-toting folks in coats to come down and diffuse the situation, pronto.

Coworker or Boss
Because you don’t want to call the company switchboard to tell them you ran out of gas on the Interstate and managed to wet your pants in the process. Shoot for a direct line or cell phone.

Your Next-Door Neighbor
Hear about a house fire on the news? Give old Ted next door a ring and have him poke his head out to make sure your house is still standing (and offer to return the favor).

Tow Truck Company
Preferably one that will drive long distances if need be. Other than that, this one needs no explanation.

Car Insurance Carrier/Broker
The first people you should call if you’re in an accident (unless somebody is hurt, then you call them second). They’ll tell you want to write down and if you need the police. Another number you don’t want to go fishing through your Costanza Wallet for if you can help it.

Pizza/Chinese/All-Night Take-out Food
Because once you find a good place that’s open late, that’s a number you keep and call often.